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Railroad, PA

Top 3 Mortgage Lenders in Railroad

Compare verified mortgage lenders serving Railroad, Pennsylvania. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
796+
Reviews
11
Loan Types

Available Loan Programs in Railroad

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Renovation
Construction-to-Permanent
ARM
Investment Property

Featured Mortgage Lenders

1

Members 1st Federal Credit Union

Members 1st Federal Credit Union

★★★★☆
4.8/5

Members 1st Federal Credit Union is one of Pennsylvania's largest and most respected credit unions, serving multiple counties including Perry County where Railroad is located. With exceptional 4.8-star ratings across multiple review platforms, they offer highly competitive mortgage rates and personalized service. Their local branch network throughout central Pennsylvania ensures Railroad residents receive face-to-face service while benefiting from the resources of a major financial institution. Specializing in first-time homebuyer programs and offering exclusive member benefits, they consistently rank among the top mortgage lenders in the region for customer satisfaction.

Experience:18 years
Reviews:285 customer reviews
5000 Louise Drive, Mechanicsburg, PA 17055

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
2

First Heritage Mortgage

First Heritage Mortgage, LLC

★★★★☆
4.9/5

First Heritage Mortgage has built an outstanding reputation throughout southeastern Pennsylvania with near-perfect 4.9-star ratings. As a local mortgage broker serving Railroad and surrounding communities, they offer access to hundreds of loan products from multiple lenders while providing personalized guidance. Their team of experienced loan officers specializes in navigating complex mortgage scenarios and offers competitive rates that often beat larger banks. With deep knowledge of the local Perry County real estate market and exceptional customer service reviews, they're particularly recommended for their responsiveness and ability to close loans efficiently.

Experience:15 years
Reviews:187 customer reviews
2207 Oregon Pike, Lancaster, PA 17601

Loan Types:

ConventionalFHAVAUSDARenovationConstruction-to-PermanentRefinance
3

CrossCountry Mortgage

CrossCountry Mortgage, LLC

★★★★☆
4.7/5

CrossCountry Mortgage combines national lending power with strong local presence in central Pennsylvania, serving Railroad residents with comprehensive mortgage solutions. With hundreds of excellent reviews highlighting their competitive rates and exceptional customer service, they've become one of the region's most trusted mortgage providers. Their local Mechanicsburg office provides personalized service while offering the extensive product selection of a national lender. Specializing in both purchase and refinance transactions, they're particularly noted for their digital mortgage experience and efficient processing, making them a top choice for tech-savvy homebuyers in the Railroad area.

Experience:12 years
Reviews:324 customer reviews
4519 Louise Drive, Suite 102, Mechanicsburg, PA 17055

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceInvestment Property

Why Choose a Mortgage Lender in Railroad?

Local Market Knowledge

Lenders who understand Railroad's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Pennsylvania.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Railroad and get competitive rates on your home loan.