Top 3 Mortgage Lenders in Refton

Fulton Mortgage Company, the lending division of Fulton Bank, has been serving Pennsylvania communities for over 140 years with deep roots in Lancaster County. They maintain exceptional 4.8-star ratings across multiple review platforms due to their personalized service, local underwriting decisions, and competitive rates. As a community-focused lender with multiple branches throughout Lancaster County, they have extensive experience with Refton area properties and offer the advantage of local loan processing and decision-making. Their mortgage specialists provide comprehensive guidance through the entire home financing process with particular expertise in first-time homebuyer programs and construction loans.

Members 1st Federal Credit Union has built an outstanding reputation across central Pennsylvania with consistently high customer satisfaction ratings. While headquartered in Mechanicsburg, they serve all of Lancaster County including Refton residents. Their mortgage team receives praise for responsive communication, competitive rates for members, and streamlined digital application process. They excel at first-time homebuyer programs and offer exclusive member benefits including rate discounts and flexible underwriting. With over 70 years serving Pennsylvania communities, they combine modern technology with personalized service and deep local market knowledge.

New American Funding maintains a strong physical presence in Lancaster with a dedicated local team serving Refton and surrounding communities. They've earned excellent ratings for their innovative loan products, including their unique "I CAN" loan program requiring only one month of reserves. Their local loan officers have extensive knowledge of Lancaster County's housing market and provide bilingual services. Customers consistently praise their efficient processing, competitive rates, and exceptional customer service throughout the loan process. As a direct lender with in-house underwriting, they can offer faster closings and more personalized service than many larger national banks.