Top 3 Mortgage Lenders in Rome

NBT Bank stands out as the most established local financial institution with a physical branch actually located in Rome, providing exceptional convenience for residents. With over 160 years of community banking experience, they offer personalized mortgage services with local decision-making authority. Their mortgage specialists have extensive knowledge of rural Pennsylvania property values and financing options, including specialized USDA loans that are particularly relevant for Rome's agricultural and rural properties. Customers consistently praise their responsive service, competitive rates, and deep understanding of local real estate markets.

O'Neill & Company Mortgage is a highly respected regional mortgage broker serving Rome and throughout Bradford County. With exceptional 4.9-star ratings across multiple review platforms, they've built a reputation for exceptional customer service and expertise in rural property financing. Their team specializes in navigating the unique challenges of country properties, including wells, septic systems, and agricultural land. They offer access to multiple lending partners to secure the best rates and terms, and their local presence ensures they understand Rome's specific market conditions and property values.

Citizens & Northern Bank is a well-established regional community bank with deep roots in Northern Pennsylvania, serving Rome residents through their nearby Towanda branch. With over 150 years of community banking experience, they offer comprehensive mortgage services with a focus on personalized attention and local underwriting. They excel at rural property financing and have specialized programs for first-time homebuyers and agricultural properties. Their mortgage team receives consistent praise for their responsiveness, transparency throughout the process, and competitive rate offerings specifically tailored to the Northern Tier region.