Top 3 Mortgage Lenders in Schellsburg

Everence is a faith-based credit union with deep roots in Pennsylvania communities, serving Schellsburg and surrounding Bedford County areas for over 75 years. They consistently receive exceptional ratings for personalized service and competitive mortgage rates. As a member-owned financial cooperative, they prioritize customer needs over profits, offering comprehensive mortgage solutions with local underwriting and decision-making. Their experienced loan officers provide tailored guidance through the entire homebuying process, making them a top choice for residential mortgages in rural Pennsylvania communities.

S&T Bank has been serving Pennsylvania communities for over a century with a strong physical presence in Bedford County near Schellsburg. They offer competitive mortgage rates and local processing, providing the convenience of a community bank with the resources of a regional financial institution. Their mortgage specialists have extensive experience with rural property financing and USDA loans, which are particularly relevant for the Schellsburg area. Customers consistently praise their responsive service, transparent communication, and ability to close loans efficiently while maintaining personal relationships.

CrossCountry Mortgage has established a strong regional presence in central Pennsylvania with local loan officers who specialize in serving rural communities like Schellsburg. They receive outstanding reviews for their expertise in USDA rural development loans and their ability to navigate unique property situations common in Bedford County. As a direct lender with in-house underwriting, they offer faster processing times and more flexible qualification standards. Their comprehensive digital mortgage platform combined with local expertise makes them a popular choice for buyers seeking both technological convenience and personalized service.