Top 3 Mortgage Lenders in Shippensburg

Members 1st Federal Credit Union is one of Pennsylvania's most highly-rated mortgage lenders with extensive experience serving the Shippensburg area. As a member-owned financial cooperative, they offer competitive rates and personalized service that consistently earns high customer satisfaction ratings. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in first-time homebuyer programs and various government-backed loans. With multiple branches throughout central Pennsylvania and robust digital banking services, they combine local community focus with modern convenience.

F&M Trust has been serving south-central Pennsylvania communities for over a century, including Shippensburg residents. This community bank maintains exceptional customer satisfaction ratings due to their local decision-making, personalized service, and deep understanding of the regional housing market. Their mortgage specialists live and work in the communities they serve, providing tailored loan solutions with competitive rates. F&M Trust is particularly noted for their construction lending expertise and flexible underwriting approach that considers individual borrower circumstances beyond just credit scores.

Fulton Mortgage Company, a division of Fulton Bank, brings extensive regional expertise to Shippensburg homebuyers with over 140 years of banking experience in Pennsylvania. Their dedicated mortgage professionals provide comprehensive lending solutions with the stability of a large financial institution combined with localized service. They excel at navigating complex financing scenarios and offer a wide range of loan products to meet diverse needs. Customers consistently praise their responsive communication, efficient processing, and competitive rate offerings, making them a top choice for both purchase and refinance transactions throughout the region.