Top 3 Mortgage Lenders in Towanda

Citizens & Northern Bank is the premier local banking institution serving Towanda and Bradford County with deep community roots spanning over 150 years. As the primary financial institution in the area, they offer personalized mortgage services with local underwriting and decision-making. Their mortgage team understands the unique rural property needs of Northern Pennsylvania and offers competitive rates with the convenience of in-person service. They consistently receive excellent ratings for their responsive customer service, local expertise, and commitment to the community they've served for generations.

FNCB Bank maintains a strong physical presence in Towanda with experienced mortgage professionals who understand the local real estate market. As a community-focused bank with over a century of service in Northeastern Pennsylvania, they offer competitive mortgage products with local processing and underwriting. Their mortgage specialists are praised for their accessibility, clear communication throughout the loan process, and expertise with rural properties common in Bradford County. They offer special first-time homebuyer programs and have built a reputation for making the mortgage process straightforward and stress-free.

PSECU is Pennsylvania's largest credit union and serves residents throughout the state, including Towanda and Bradford County. While not locally headquartered, they maintain strong service capabilities for the area with competitive rates and low fees characteristic of credit unions. They receive consistently high marks for their digital mortgage application process, knowledgeable loan officers, and exceptional customer service. PSECU offers a comprehensive range of mortgage products and is particularly noted for their first-time homebuyer assistance programs and competitive conventional loan rates. Their extensive experience with Pennsylvania properties makes them a top choice for Towanda area homebuyers.