Top 3 Mortgage Lenders in University Park

As the primary financial institution serving the Penn State community, Penn State Federal Credit Union has deep roots in University Park and surrounding areas. With nearly 90 years of service, they offer specialized mortgage programs tailored to university employees, faculty, and local residents. Their local underwriting and decision-making process provides personalized service that national lenders can't match, and they consistently receive excellent ratings for their competitive rates and exceptional member service.

S&T Bank has been serving Central Pennsylvania for over a century with a strong physical presence in State College, just minutes from University Park. As a community-focused regional bank, they offer the stability of a large institution with the personalized service of a local lender. Their mortgage team has extensive experience with the unique Central PA real estate market and provides competitive rates with local underwriting decisions. They're particularly known for their construction and renovation loan expertise.

While not locally headquartered, Rocket Mortgage consistently ranks among the top mortgage lenders serving Pennsylvania with their extensive digital platform and competitive rates. They offer a streamlined online application process with access to mortgage specialists familiar with the University Park area. Their strong national presence allows for competitive pricing and a wide variety of loan products. Customers consistently praise their efficient process and responsive customer service, making them an excellent option for those preferring digital convenience without sacrificing loan expertise.