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Home/Pennsylvania/Waterford
Waterford, PA

Top 3 Mortgage Lenders in Waterford

Compare verified mortgage lenders serving Waterford, Pennsylvania. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
730+
Reviews
10
Loan Types

Available Loan Programs in Waterford

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
ARM
Fixed-rate

Featured Mortgage Lenders

1

Northwest Bank Mortgage Team

Northwest Bank

★★★★☆
4.7/5

Northwest Bank has been serving Northwestern Pennsylvania for over 125 years and maintains a strong presence in the Waterford area. As a community-focused financial institution, they offer personalized mortgage services with local decision-making. Their mortgage team receives consistently high marks for responsive communication, competitive rates, and guiding borrowers through the entire process. With multiple branches throughout the region, they provide convenient in-person service while offering a comprehensive range of loan products suitable for first-time homebuyers and experienced homeowners alike.

Experience:25 years
Reviews:180 customer reviews
10129 Old French Road, Erie, PA 16509

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Tom Perna

Perna Associates, Inc.

★★★★☆
4.9/5

Perna Associates is a highly respected local mortgage broker serving Waterford and surrounding Erie County communities for nearly three decades. They have built an exceptional reputation for providing personalized mortgage solutions with outstanding customer service. As a broker, they work with multiple lenders to find the best rates and terms for each client's unique situation. Their team is praised for making the mortgage process smooth and understandable, with particular expertise in first-time homebuyer programs and government-backed loans. The company maintains a perfect A+ rating with the Better Business Bureau.

Experience:28 years
Reviews:125 customer reviews
3102 West 26th Street, Erie, PA 16506

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceConstruction
3

Rocket Mortgage

Rocket Mortgage

★★★★☆
4.8/5

While headquartered in Michigan, Rocket Mortgage (formerly Quicken Loans) serves borrowers nationwide including Waterford, Pennsylvania, and has consistently ranked as one of the largest mortgage lenders in the United States. They revolutionized the mortgage industry with their fully digital application process while maintaining access to mortgage experts via phone. Customers praise their efficient online platform, competitive rates, and streamlined approval process. Their extensive experience and volume allow them to offer a wide variety of loan products with often faster closing times than traditional lenders, making them an excellent option for tech-savvy borrowers in the Waterford area.

Experience:37 years
Reviews:425 customer reviews
1050 Woodward Avenue, Detroit, MI 48226

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceARMFixed-rate

Why Choose a Mortgage Lender in Waterford?

Local Market Knowledge

Lenders who understand Waterford's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Pennsylvania.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Waterford and get competitive rates on your home loan.