Top 3 Mortgage Lenders in Waterville

As one of Pennsylvania's oldest and most established financial institutions, First National Bank has served the Waterville area for generations. Their mortgage team offers personalized service with local decision-making authority, providing competitive rates and a wide variety of loan products. With deep roots in Lycoming County and surrounding areas, they understand the unique needs of rural Pennsylvania homeowners and offer specialized construction and land loans that benefit Waterville residents.

Jersey Shore State Bank has been a trusted community lender in the Waterville region for over a century, offering exceptionally personalized mortgage services. They excel in rural property financing and construction loans, which are particularly valuable for Waterville's market. Their local underwriters and decision-makers provide faster processing times and flexible qualification standards. The bank maintains a 4.8-star rating based on consistently excellent customer service and their commitment to the local community.

PSECU serves the entire Waterville area with competitive mortgage rates and member-focused service. As Pennsylvania's largest credit union, they offer the benefits of a large financial institution while maintaining personalized service. Their mortgage specialists are known for guiding borrowers through the entire process with transparency and expertise. PSECU consistently receives high marks for their competitive rates, low fees, and exceptional member service, making them a top choice for Waterville residents seeking mortgage financing.