Top 3 Mortgage Lenders in West Chester

First Resource Federal Credit Union stands out as West Chester's premier local mortgage lender with deep community roots and exceptional member service. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized guidance through the entire mortgage process. Their local underwriting team ensures quick decisions and flexible solutions tailored to Chester County homebuyers. Members consistently praise their transparency, low closing costs, and the educational approach they take with first-time homebuyers. Their strong community presence includes partnerships with local real estate agents and housing counseling agencies.

This locally-owned mortgage brokerage has served Chester County for over two decades, earning a stellar reputation for exceptional customer service and expert guidance. The Mortgage Company of Pennsylvania specializes in finding the perfect loan product for each client's unique situation, with access to hundreds of lenders and competitive rate options. Their team of experienced loan officers provides personalized attention from application to closing, with many clients noting their responsiveness and ability to close loans quickly. They're particularly praised for their expertise with complex financial situations and investment properties.

Newrez maintains a strong local presence in West Chester with a team of experienced mortgage professionals who combine national lending power with local market expertise. As one of the nation's largest mortgage lenders, they offer competitive rates and a wide variety of loan products, while their local office provides personalized service and deep knowledge of Chester County's housing market. Customers consistently praise their efficient processing, clear communication throughout the loan process, and ability to handle complex scenarios. Their strong relationships with local real estate professionals and title companies ensure smooth transactions from application to closing.