Top 3 Mortgage Lenders in Woodward

Citizens & Northern Bank is a highly-rated regional bank with deep roots in northern Pennsylvania, serving rural communities like Woodward for over 150 years. They specialize in rural and agricultural lending with exceptional local knowledge of Tioga County and surrounding areas. Their mortgage team receives outstanding reviews for personalized service, competitive rates for rural properties, and expertise with USDA loans which are particularly valuable in Woodward's rural setting. As a community bank, they offer local decision-making and understand the unique needs of rural Pennsylvania homebuyers.

CrossCountry Mortgage's Williamsport office serves the Woodward area with exceptional mortgage services and high customer satisfaction ratings. They specialize in rural lending and have extensive experience with USDA loans that are ideal for Woodward's countryside properties. Their local loan officers understand the specific challenges and opportunities of buying homes in rural Pennsylvania. Customers consistently praise their responsive communication, competitive rates, and ability to navigate complex rural property transactions efficiently. They offer a wide range of loan products with particularly strong first-time homebuyer programs.

First Citizens Community Bank has established itself as a trusted mortgage lender throughout northern Pennsylvania, with multiple branches serving the Woodward region. They excel in rural property financing and have particular expertise with land purchases and construction loans, which are common needs in Woodward's agricultural community. Their local loan officers provide personalized service with deep understanding of rural property values and local market conditions. The bank receives excellent reviews for their competitive rates on rural properties, flexible lending criteria, and commitment to community banking principles that prioritize local homebuyers' needs.