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Home/Rhode Island/Block Island
Block Island, RI

Top 3 Mortgage Lenders in Block Island

Compare verified mortgage lenders serving Block Island, Rhode Island. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
454+
Reviews
11
Loan Types

Available Loan Programs in Block Island

Conventional
FHA
VA
Jumbo
Construction
Vacation Home
USDA
Construction-to-Permanent
Second Home
Renovation
Investment Properties

Featured Mortgage Lenders

1

Washington Trust Mortgage Department

The Washington Trust Company

★★★★☆
4.8/5

As Rhode Island's oldest community bank with over 220 years of service, Washington Trust has extensive experience serving coastal and island properties throughout Southern Rhode Island. They specialize in vacation home and investment property financing, making them particularly well-suited for Block Island's unique real estate market. Their local underwriting expertise and personalized service approach have earned them exceptional customer satisfaction ratings and deep community trust.

Experience:25 years
Reviews:185 customer reviews
23 Broad Street, Westerly, RI 02891

Loan Types:

ConventionalFHAVAJumboConstructionVacation Home
2

BankNewport Mortgage Center

BankNewport

★★★★☆
4.7/5

With deep roots in Rhode Island's coastal communities, BankNewport has specialized in financing properties throughout Narragansett Bay and Block Island for decades. They offer competitive rates for second homes and investment properties, understanding the unique considerations of island real estate. Their local decision-making process and commitment to personalized service make them a top choice for Block Island homeowners seeking reliable mortgage solutions.

Experience:20 years
Reviews:142 customer reviews
21 Washington Square, Newport, RI 02840

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentSecond Home
3

Primary Residential Mortgage, Inc.

Primary Residential Mortgage, Inc. - East Greenwich

★★★★☆
4.9/5

This highly-rated mortgage brokerage serves all of Rhode Island including Block Island, with particular expertise in vacation homes and coastal properties. They leverage multiple lender relationships to secure competitive rates and flexible terms for island properties. Their team has extensive experience navigating the unique challenges of Block Island real estate transactions and provides exceptional personalized service throughout the lending process.

Experience:15 years
Reviews:127 customer reviews
5783 Post Road, East Greenwich, RI 02818

Loan Types:

ConventionalJumboFHAVAUSDARenovationInvestment Properties

Why Choose a Mortgage Lender in Block Island?

Local Market Knowledge

Lenders who understand Block Island's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Rhode Island.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Block Island and get competitive rates on your home loan.