Top 3 Mortgage Lenders in Carolina

As Rhode Island's oldest community bank with over 220 years of service, Washington Trust maintains an exceptional reputation for mortgage lending throughout Washington County. Their local underwriting and decision-making process allows for personalized service and competitive rates. With deep roots in southern Rhode Island communities, they offer extensive expertise in coastal properties and vacation homes common in the Carolina area, combined with the stability of a longstanding financial institution.

Centreville Bank has been serving Rhode Island communities for nearly 200 years with a strong focus on personalized mortgage solutions. Their local presence and community commitment make them particularly well-suited for Carolina area homebuyers. They offer competitive rates with local loan servicing and decision-making, plus specialized programs for first-time homebuyers that are popular in the southern Rhode Island market. Their mortgage team has extensive experience with the unique property types found in Washington County.

While headquartered in Middletown, Embrace Home Loans has built a stellar reputation across Rhode Island including strong service in Washington County. They combine national lending power with local expertise, offering competitive rates and innovative loan products. Chris Gaffett and his team specifically serve the southern Rhode Island market with extensive experience in coastal properties and vacation homes common near Carolina. Their high customer satisfaction ratings reflect exceptional service throughout the mortgage process.