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Home/Rhode Island/Central Falls
Central Falls, RI

Top 3 Mortgage Lenders in Central Falls

Compare verified mortgage lenders serving Central Falls, Rhode Island. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
450+
Reviews
13
Loan Types

Available Loan Programs in Central Falls

Fixed-rate mortgages
Adjustable-rate mortgages
FHA loans
VA loans
First-time homebuyer programs
Refinancing
Conventional mortgages
Jumbo loans
Construction loans
Home equity loans
Conventional loans
USDA loans
Investment property loans

Featured Mortgage Lenders

1

Rhode Island Credit Union

Rhode Island Credit Union

★★★★☆
4.8/5

Rhode Island Credit Union stands as one of the most trusted mortgage lenders in the Central Falls area with over 85 years of community banking experience. As a member-owned financial institution, they consistently receive exceptional ratings for personalized service and competitive mortgage rates. Their deep roots in Rhode Island's Blackstone Valley region make them particularly knowledgeable about Central Falls real estate market conditions. They offer specialized first-time homebuyer programs and have dedicated mortgage specialists who guide clients through the entire process with exceptional customer service ratings.

Experience:85 years
Reviews:150 customer reviews
235 Promenade Street, Providence, RI 02908

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesFHA loansVA loansFirst-time homebuyer programsRefinancing
2

Washington Trust Company

The Washington Trust Company

★★★★☆
4.7/5

As New England's oldest community bank and Rhode Island's largest independent bank, Washington Trust brings unparalleled mortgage lending expertise to Central Falls homebuyers. With numerous branches throughout Rhode Island and dedicated mortgage centers, they combine the resources of a major financial institution with local decision-making. Their mortgage team receives consistently high marks for responsiveness, competitive rates, and streamlined application processes. Washington Trust has particularly strong relationships with real estate professionals throughout the Blackstone Valley region, making them a preferred lender for many Central Falls property transactions.

Experience:220+ years
Reviews:200 customer reviews
23 Broad Street, Westerly, RI 02891

Loan Types:

Conventional mortgagesJumbo loansFHA loansVA loansConstruction loansRefinancingHome equity loans
3

Motto Mortgage Gateway

Motto Mortgage Gateway

★★★★☆
4.9/5

Motto Mortgage Gateway has built an exceptional reputation as one of Rhode Island's highest-rated mortgage brokerages, serving Central Falls and surrounding communities. Their team of experienced mortgage professionals leverages relationships with multiple lenders to secure optimal terms and rates for each client's unique situation. They receive nearly perfect customer satisfaction ratings for their personalized approach, transparency throughout the mortgage process, and expertise with various loan programs. Their specialization in first-time homebuyer programs and government-backed loans makes them particularly valuable for Central Falls residents seeking affordable home financing options.

Experience:15 years
Reviews:100 customer reviews
1275 West Main Road, Portsmouth, RI 02871

Loan Types:

Conventional loansFHA loansVA loansUSDA loansJumbo loansFirst-time homebuyer programsInvestment property loans

Why Choose a Mortgage Lender in Central Falls?

Local Market Knowledge

Lenders who understand Central Falls's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Rhode Island.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Central Falls and get competitive rates on your home loan.