Top 3 Mortgage Lenders in Kingston

As Rhode Island's oldest community bank, Washington Trust has served Southern Rhode Island communities for over two centuries with deep local market expertise. They offer highly competitive mortgage rates with personalized service through local loan officers who understand Kingston's real estate market. Their strong reputation stems from long-term relationships, flexible lending options, and commitment to the local community. Customers consistently praise their responsive communication and smooth closing process.

RMS is a highly-rated regional mortgage lender with extensive experience serving Rhode Island homebuyers, including Kingston residents. They are particularly noted for their exceptional customer service and competitive rates for first-time homebuyers. With local processing and underwriting, they provide faster closings and personalized attention. Their loan officers have deep knowledge of South County's housing market and consistently receive outstanding reviews for their guidance through the mortgage process.

People's Credit Union has been serving Rhode Island communities for over a century with multiple branches throughout Washington County. They offer competitive mortgage rates and exceptional member service, particularly valued by Kingston-area homebuyers seeking personalized attention. Their local loan officers provide comprehensive guidance through the entire homebuying process, and their not-for-profit structure often results in lower fees and better terms for qualified borrowers.