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Lincoln, RI

Top 3 Mortgage Lenders in Lincoln

Compare verified mortgage lenders serving Lincoln, Rhode Island. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
750+
Reviews
10
Loan Types

Available Loan Programs in Lincoln

Fixed-rate
adjustable-rate
FHA
VA
jumbo loans
refinance
Conventional
USDA
construction loans
reverse mortgages

Featured Mortgage Lenders

1

Bank Rhode Island

Bank Rhode Island

★★★★☆
4.5/5

Bank Rhode Island is a highly-rated local bank with a strong presence in Lincoln and throughout Rhode Island, known for its personalized customer service and deep community roots. With nearly three decades of experience, they offer competitive mortgage rates and a wide range of loan products, including FHA and VA loans, making them a top choice for first-time homebuyers and refinancers. Their commitment to local service is reflected in high customer satisfaction ratings and numerous positive reviews highlighting their responsive and knowledgeable loan officers.

Experience:28 years
Reviews:180 customer reviews
1 Turks Head Place, Providence, RI 02903

Loan Types:

Fixed-rateadjustable-rateFHAVAjumbo loansrefinance
2

Guaranteed Rate

Guaranteed Rate, Inc.

★★★★☆
4.8/5

Guaranteed Rate is a nationally recognized mortgage lender with a strong local office in Providence that actively serves Lincoln, RI. They are praised for their innovative digital mortgage platform, which streamlines the application process and offers competitive rates. With over two decades of experience, they consistently receive high ratings for customer service, speed, and transparency. Their extensive loan options and dedicated local team make them a preferred choice for borrowers seeking efficiency and reliability in the Lincoln area.

Experience:24 years
Reviews:350 customer reviews
55 Broadway, Providence, RI 02903

Loan Types:

ConventionalFHAVAUSDAjumbo loansrefinanceconstruction loans
3

New American Funding

New American Funding

★★★★☆
4.7/5

New American Funding is a top-rated mortgage lender with a dedicated presence in Rhode Island, including service to Lincoln. They are renowned for their focus on diverse communities and first-time homebuyer programs, offering flexible loan options and educational resources. With over 20 years in business, they have built a reputation for exceptional customer service, competitive rates, and a commitment to closing loans quickly. Their high review counts and positive feedback underscore their reliability and customer-centric approach in the local market.

Experience:21 years
Reviews:220 customer reviews
1 Citizens Plaza, Providence, RI 02903

Loan Types:

ConventionalFHAVAUSDAreverse mortgagesjumbo loansrefinance

Why Choose a Mortgage Lender in Lincoln?

Local Market Knowledge

Lenders who understand Lincoln's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Rhode Island.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Lincoln and get competitive rates on your home loan.