Top 3 Mortgage Lenders in NETC

People's Credit Union stands as one of Rhode Island's most trusted mortgage lenders with over a century of service to the community. As a local credit union, they offer highly competitive rates and personalized service that larger national lenders can't match. Their mortgage team specializes in first-time homebuyer programs and offers extensive educational resources. With multiple branches throughout Rhode Island and strong digital capabilities, they provide both convenience and local expertise. Their exceptional 4.8 rating reflects consistently outstanding customer experiences and deep community commitment.

As Rhode Island's oldest community bank, Washington Trust brings unparalleled experience and stability to mortgage lending. They maintain a strong local presence throughout Washington County and serve the entire NETC region with dedicated mortgage specialists. The bank is particularly noted for its construction lending expertise and jumbo loan programs. Their mortgage process emphasizes personal relationships and local decision-making, with loan officers who understand Rhode Island's unique housing market. With centuries of community banking experience, they offer both competitive rates and exceptional service reliability.

Residential Mortgage Services has built an outstanding reputation throughout New England with particular strength in Rhode Island markets. As a mortgage banker rather than a broker, they control the entire lending process from application to closing, ensuring efficiency and competitive pricing. They're especially recognized for their first-time homebuyer programs and offer extensive educational resources. Their local processing and underwriting teams provide faster turnaround times than many national lenders. With multiple Rhode Island locations and deep regional expertise, they consistently deliver exceptional service to NETC area homebuyers.