Top 3 Mortgage Lenders in Newport

As Rhode Island's oldest community bank with over 220 years of service, Washington Trust has deep roots in Newport and surrounding communities. Their mortgage team offers personalized service with local underwriting decisions, competitive rates, and extensive knowledge of Newport's unique coastal property market. They consistently receive high marks for their responsive communication and ability to handle complex waterfront property financing.

BayCoast Bank has been serving Southeastern Massachusetts and Rhode Island communities for over 170 years. Their Newport mortgage office specializes in helping local homebuyers with competitive rate options and flexible loan programs. They're particularly noted for their first-time homebuyer programs and excellent customer service throughout the loan process, with many reviews praising their attention to detail and local market expertise.

Guaranteed Rate brings national lending power with strong local presence in Newport. Their experienced loan officers specialize in Newport's diverse housing market, from historic homes to waterfront properties. They're recognized for their digital mortgage experience, competitive jumbo loan options, and fast closing times. Customer reviews consistently highlight their professionalism, transparency, and ability to handle complex mortgage scenarios common in Newport's real estate market.