Top 3 Mortgage Lenders in North Smithfield

Embrace Home Loans has been serving Rhode Island homebuyers for over 40 years and maintains an exceptional reputation in North Smithfield and throughout the state. Their local office team specializes in personalized mortgage solutions with competitive rates, particularly strong with first-time homebuyer programs and government-backed loans. They consistently receive outstanding reviews for their responsive communication, streamlined process, and expert guidance through complex mortgage scenarios.

As one of New England's largest regional banks with deep roots in Rhode Island, Citizens Bank offers comprehensive mortgage services to North Smithfield residents. They provide competitive rates and a wide range of loan products, including specialized programs for Rhode Island homebuyers. Their local mortgage bankers understand the unique aspects of the North Smithfield market and offer both digital convenience and personalized service.

Washington Trust, America's oldest community bank, has been serving Rhode Island communities for over 200 years and maintains a strong presence in North Smithfield. Their mortgage team is renowned for local decision-making, competitive rates, and exceptional customer service. They offer specialized construction lending and portfolio loan products that larger national lenders cannot match, with deep expertise in Rhode Island's unique housing market.