Top 3 Mortgage Lenders in Oakland

As Rhode Island's largest state-chartered credit union, Navigant Credit Union has been serving the Northern Rhode Island community for over a century. They maintain a strong physical presence throughout the region with multiple branches and have earned exceptional ratings for their personalized mortgage services. Their deep community roots and comprehensive mortgage products make them a top choice for Oakland residents seeking competitive rates and local decision-making. They specialize in first-time homebuyer programs and offer flexible underwriting for various financial situations.

As New England's oldest community bank, Washington Trust brings two centuries of banking expertise to Oakland and surrounding communities. They maintain multiple branches throughout Rhode Island and have consistently high customer satisfaction ratings for their mortgage services. Their local underwriting and decision-making process allows for personalized service that larger national lenders cannot match. Washington Trust is particularly noted for their construction lending expertise and competitive jumbo loan programs, making them ideal for custom home projects in the Oakland area.

With over 200 years of community banking experience, BankNewport has established itself as a trusted mortgage lender throughout Rhode Island, including the Oakland area. They offer a comprehensive range of mortgage products with particular strength in first-time homebuyer programs and local construction lending. Their community-focused approach includes supporting local housing initiatives and providing educational resources for homebuyers. BankNewport's regional presence ensures personalized service while maintaining competitive rates and flexible underwriting standards that benefit Oakland residents.