Top 3 Mortgage Lenders in Pascoag

As the only financial institution with a physical branch located directly in Pascoag, People's Credit Union offers exceptional local convenience combined with nearly a century of mortgage lending experience. They consistently receive outstanding ratings for their personalized service, competitive rates, and deep community involvement. Their mortgage specialists provide one-on-one guidance through the entire home financing process, with particular expertise in first-time homebuyer programs and government-backed loans. The credit union's local decision-making authority allows for faster approvals and more flexible underwriting than many larger institutions.

Michael DiCicco of Supreme Lending's Providence office is one of Rhode Island's highest-rated mortgage professionals, serving the Pascoag area with exceptional expertise. With hundreds of successful closings throughout Northern Rhode Island, he's built a reputation for transparent communication, competitive rates, and streamlined loan processes. Specializing in both purchase and refinance transactions, his team is particularly noted for their efficiency in meeting tight closing deadlines and expertise with VA and FHA loans. The combination of local expertise with Supreme Lending's national resources provides borrowers with the best of both worlds.

As Rhode Island's housing finance agency, Rhode Island Housing serves Pascoag residents with specialized programs unavailable through conventional lenders. They offer exceptionally competitive rates combined with down payment assistance, closing cost help, and mortgage credit certificates that can save borrowers thousands annually. Their certified counselors provide free homebuyer education and one-on-one guidance, making them particularly valuable for first-time buyers. With decades of experience serving Rhode Island's rural communities like Pascoag, they understand the unique needs of borrowers in the area and offer USDA rural development loans alongside their signature first-time homebuyer programs.