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Home/Rhode Island/Providence
Providence, RI

Top 3 Mortgage Lenders in Providence

Compare verified mortgage lenders serving Providence, Rhode Island. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.5
Avg Rating
695+
Reviews
8
Loan Types

Available Loan Programs in Providence

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Construction

Featured Mortgage Lenders

1

Citizens Bank Home Mortgage

Citizens Bank

★★★★☆
4.3/5

As a major regional bank headquartered in Providence, Citizens Bank offers exceptional local mortgage expertise with the resources of a large financial institution. They maintain strong community relationships throughout Rhode Island and provide personalized service with competitive rates. Their mortgage specialists have deep knowledge of the Providence real estate market and offer comprehensive guidance through the entire home financing process, from pre-approval to closing.

Experience:25 years
Reviews:380 customer reviews
1 Citizens Plaza, Providence, RI 02903

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

Residential Mortgage Services

Residential Mortgage Services, Inc.

★★★★☆
4.7/5

Residential Mortgage Services has built an outstanding reputation throughout Rhode Island for exceptional customer service and competitive mortgage products. They specialize in providing personalized mortgage solutions with local underwriting and processing, ensuring efficient closings. Their team of experienced loan officers has extensive knowledge of the Providence market and offers flexible loan programs tailored to individual borrower needs, particularly praised for their responsive communication throughout the loan process.

Experience:18 years
Reviews:195 customer reviews
400 Bald Hill Road, Suite 520, Warwick, RI 02886

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
3

BayCoast Bank Mortgage Division

BayCoast Bank

★★★★☆
4.5/5

While headquartered in Massachusetts, BayCoast Bank has established a strong presence throughout Southeastern New England including Providence. They are particularly recognized for their community-focused approach and competitive mortgage rates. The bank offers local decision-making and personalized service, with mortgage specialists who understand the unique aspects of the Rhode Island housing market. Their commitment to customer satisfaction and community involvement makes them a trusted choice for Providence homebuyers.

Experience:15 years
Reviews:120 customer reviews
500 Donald Lynch Boulevard, Marlborough, MA 01752

Loan Types:

ConventionalFHAVAFirst-time HomebuyerRefinanceConstruction

Why Choose a Mortgage Lender in Providence?

Local Market Knowledge

Lenders who understand Providence's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Rhode Island.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Providence and get competitive rates on your home loan.