Top 3 Mortgage Lenders in Shannock

As Rhode Island's oldest community bank with over 220 years of service, Washington Trust has deep roots throughout Washington County including Shannock. Their mortgage division receives exceptional ratings for personalized service, local underwriting decisions, and competitive rates. They specialize in both primary homes and vacation properties common to the South County area, with loan officers who understand the unique aspects of rural Rhode Island properties. Their long-standing presence and commitment to the local community make them a top choice for Shannock residents.

People's Credit Union has been serving Rhode Island communities for over a century and maintains a strong presence throughout Washington County. Their mortgage team receives high marks for patient guidance through the homebuying process, particularly for first-time buyers. They offer special programs for rural properties and competitive USDA loans that are well-suited for Shannock's semi-rural character. As a member-owned institution, they prioritize customer satisfaction over profit margins, resulting in consistently excellent reviews and competitive rate offerings.

Residential Mortgage Services has built a strong reputation throughout southern Rhode Island with their expert team serving the Shannock area. They excel at handling unique property situations common in rural Washington County and offer both portfolio and agency loan products. Customers consistently praise their responsive communication, streamlined process, and ability to close loans efficiently. With over 30 years in business, they've developed specialized expertise in New England property financing while maintaining the personal service of a local lender despite their regional presence.