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Home/Rhode Island/Smithfield
Smithfield, RI

Top 3 Mortgage Lenders in Smithfield

Compare verified mortgage lenders serving Smithfield, Rhode Island. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
700+
Reviews
9
Loan Types

Available Loan Programs in Smithfield

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Construction
Investment

Featured Mortgage Lenders

1

Citizens Bank Mortgage

Citizens Bank, N.A.

★★★★☆
4.5/5

Citizens Bank stands as one of Rhode Island's most established and trusted mortgage lenders with deep roots in the local community. As one of the largest banks headquartered in New England, they offer comprehensive mortgage solutions with personalized service through their local branches, including convenient access for Smithfield residents. Their mortgage specialists provide competitive rates on various loan products with the advantage of local underwriting and decision-making. With decades of experience serving Rhode Island homeowners, they combine the stability of a major financial institution with personalized local service, making them a top choice for Smithfield homebuyers seeking reliability and competitive financing options.

Experience:22 years
Reviews:350 customer reviews
1 Citizens Plaza, Providence, RI 02903

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

Navigant Credit Union Mortgage

Navigant Credit Union

★★★★☆
4.7/5

Navigant Credit Union has earned an outstanding reputation as one of Rhode Island's premier mortgage lenders, consistently receiving high marks for customer satisfaction and competitive rates. As a member-owned financial cooperative, they prioritize member needs over profits, resulting in exceptional service and favorable terms for Smithfield homebuyers. Their mortgage team provides personalized guidance through every step of the home financing process, with local loan officers who understand the Rhode Island real estate market. With multiple branches throughout the state and deep community involvement, Navigant offers the perfect blend of local expertise, member-focused service, and comprehensive mortgage solutions that make them a top choice for Smithfield residents.

Experience:28 years
Reviews:200 customer reviews
1000 Division St, East Greenwich, RI 02818

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstructionRefinance
3

Motto Mortgage Providence

Motto Mortgage Providence

★★★★☆
4.8/5

Motto Mortgage Providence has established itself as one of the highest-rated mortgage brokers in the Rhode Island market, serving Smithfield and surrounding communities with exceptional expertise and customer service. As a locally-owned brokerage, they offer access to multiple lenders and loan programs, ensuring clients receive the most competitive rates and optimal loan terms. Their team of experienced mortgage professionals provides personalized, hands-on guidance throughout the entire process, from pre-approval to closing. With numerous five-star reviews praising their responsiveness, transparency, and ability to handle complex financing situations, they've built a stellar reputation for making the mortgage process smooth and stress-free for Smithfield homebuyers and homeowners.

Experience:15 years
Reviews:150 customer reviews
1005 Main St, Pawtucket, RI 02860

Loan Types:

ConventionalFHAVAJumboFirst-time HomebuyerInvestmentRefinance

Why Choose a Mortgage Lender in Smithfield?

Local Market Knowledge

Lenders who understand Smithfield's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Rhode Island.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Smithfield and get competitive rates on your home loan.