Top 3 Mortgage Lenders in Woonsocket

As Rhode Island's largest state-chartered credit union with deep roots in Woonsocket, Navigant Credit Union stands out for exceptional local service and community commitment. They offer highly competitive rates with personalized mortgage solutions, particularly strong with first-time homebuyer programs and government-backed loans. Their local branch presence and dedicated mortgage specialists provide in-person service that earns consistently outstanding customer reviews for responsiveness and guidance throughout the homebuying process.

As New England's oldest community bank with a strong Woonsocket presence, Washington Trust offers exceptional mortgage expertise with the stability of over 220 years in banking. Their local loan officers provide personalized service with competitive conventional and jumbo loan options. Customers consistently praise their transparent process, local decision-making authority, and seamless closing experiences. Their deep community involvement and long-standing reputation make them a trusted choice for Woonsocket homebuyers.

While headquartered in nearby Westerly, Embrace Home Loans serves Woonsocket with exceptional dedication and earns among the highest customer satisfaction ratings in Rhode Island. As a direct mortgage lender with over 40 years of experience, they combine the efficiency of digital processes with personalized local service. Their mortgage consultants are praised for exceptional communication, competitive rate offerings, and expertise with various loan programs including specialized first-time homebuyer options that make them a top choice throughout the state.