Top 3 Mortgage Lenders in Beaufort

South State Bank has deep roots in the Beaufort community with a physical branch location and dedicated mortgage team. As a regional bank with strong local presence, they offer personalized service and understanding of the Lowcountry real estate market. Their mortgage specialists provide competitive rates on various loan products including VA loans important for the military community near Marine Corps Air Station Beaufort. Customers praise their local decision-making capabilities and smooth closing process.

Founded in South Carolina and now serving nationwide, Movement Mortgage maintains a strong physical presence in Beaufort with local loan officers who understand the coastal market. They're particularly noted for their efficient processing and "On-Time Closing Guarantee." The company receives high marks for their digital mortgage experience combined with local expertise, making them a popular choice for Beaufort residents seeking both modern convenience and personal service.

As a member-owned financial institution, South Carolina Federal Credit Union offers competitive mortgage rates and personalized service to Beaufort homebuyers. Their local mortgage specialists provide comprehensive guidance through the entire homebuying process, with particular strength in first-time homebuyer programs and VA loans. Members appreciate the credit union's community-focused approach and competitive fee structure, often resulting in lower closing costs compared to larger national lenders.