Top 3 Mortgage Lenders in Bonneau

South State Bank (formerly First Federal) has been serving the Lowcountry region for nearly 90 years and maintains a strong presence throughout Berkeley County including Bonneau. They offer specialized local mortgage expertise with deep knowledge of rural housing programs like USDA loans that benefit Bonneau area homebuyers. Their local loan officers provide personalized service with competitive rates and extensive experience with South Carolina's unique housing market.

NBSC has been serving the Charleston metropolitan area and surrounding communities including Bonneau for over 140 years. They specialize in local mortgage lending with expertise in both urban and rural properties throughout the Lowcountry. Their mortgage team offers competitive construction and permanent financing options, making them ideal for the growing Bonneau market. They're particularly strong with VA and first-time homebuyer programs.

First Palmetto Bank specializes in serving communities throughout coastal South Carolina including the Bonneau area. They offer personalized mortgage services with local underwriting and decision-making, which provides faster closings and more flexible lending criteria. Their expertise with USDA rural development loans makes them particularly valuable for Bonneau homebuyers. They're known for exceptional customer service and deep community involvement throughout their service area.