Top 3 Mortgage Lenders in Chappells

As one of South Carolina's largest credit unions with deep roots in the Midlands region, Palmetto Citizens FCU consistently ranks among the top mortgage lenders serving Chappells and surrounding Newberry County. Their local branch in Newberry provides personalized service with competitive rates, particularly strong in first-time homebuyer programs and VA loans. Members praise their responsive loan officers and streamlined digital mortgage process, with many customers noting they received better terms than with national lenders. Their community-focused approach and extensive experience with rural properties make them an excellent choice for Chappells residents.

Founded in South Carolina and now serving all 50 states, Movement Mortgage maintains strong local expertise while offering national resources. They have multiple loan officers specifically serving the Newberry County area including Chappells, with particular strength in rural housing loans and USDA programs well-suited for the community. Customers consistently praise their efficient closing process and local knowledge of property values in the Lake Greenwood region. Their digital mortgage platform combined with local underwriting expertise provides a balanced approach that works well for both tech-savvy and traditional borrowers.

As the primary community bank serving Newberry County for nearly 90 years, Bank of Newberry has deep institutional knowledge of the Chappells area and surrounding communities. Their mortgage team specializes in rural property financing and has particular expertise with land loans and agricultural properties common in the Chappells region. Local customers appreciate their personalized service, with loan decisions made locally rather than at a distant corporate office. Their strong relationships with local real estate professionals and understanding of area property values make them a trusted choice for Chappells homebuyers seeking community-focused lending.