Top 3 Mortgage Lenders in Chesterfield

Movement Mortgage is one of the top-rated mortgage lenders serving the Carolinas region with exceptional customer satisfaction ratings. Founded in Charlotte, NC, they have deep roots in the Carolinas market and specialize in serving both urban and rural communities like Chesterfield. Their loan officers receive consistently high marks for communication, competitive rates, and expertise with various loan programs including USDA rural development loans that are particularly relevant for Chesterfield County. The company is known for efficient processing and closing timelines, with many customers praising their ability to handle complex scenarios while maintaining excellent service.

South State Bank has been serving South Carolina communities for over 90 years with a strong presence throughout the Pee Dee region. As a regional bank headquartered in South Carolina, they have extensive experience with local real estate markets and offer personalized mortgage services. Their mortgage division receives high marks for competitive rates, local underwriting, and relationship-based lending. They have multiple branches within reasonable distance of Chesterfield and are particularly strong with construction loans and first-time homebuyer programs. Customers consistently praise their knowledgeable loan officers and the convenience of working with a local bank that understands the specific needs of South Carolina homeowners.

Founders Federal Credit Union has been serving the Carolina communities for seven decades with a strong focus on member service and competitive mortgage products. They have multiple locations throughout the region and specifically serve Chesterfield County residents. As a credit union, they typically offer lower rates and fees than traditional banks, with particular strength in first-time homebuyer programs and VA loans. Their mortgage department receives exceptional reviews for personalized service, local decision-making, and educational approach to the homebuying process. Members consistently report smooth closing experiences and appreciate the credit union's commitment to community development throughout South Carolina.