Top 3 Mortgage Lenders in Columbia

Founders Federal Credit Union is one of South Carolina's largest and most established credit unions with multiple branches serving the Columbia area. They consistently receive exceptional ratings for their personalized mortgage services, competitive rates, and deep community roots. As a not-for-profit financial cooperative, they often offer lower fees and more favorable terms than traditional banks, with mortgage specialists who provide comprehensive guidance through the entire home financing process.

Movement Mortgage has a strong physical presence in Columbia with local loan officers who understand the Midlands real estate market. Founded in North Carolina but now serving nationwide, they're particularly noted for their efficient processing and closing times, often completing loans in 30 days or less. They receive high marks for responsive communication and offer a wide range of loan products with competitive rates. Their local Columbia team has extensive experience helping both first-time and experienced homebuyers.

Palmetto State Mortgage is a locally-owned and operated mortgage lender deeply embedded in the Columbia community. They've built an excellent reputation for their personalized service and expertise with South Carolina-specific home loan programs. Their team includes experienced mortgage professionals who take time to educate borrowers and find the best financing solutions. They're particularly strong with first-time homebuyer programs and VA loans, offering competitive rates and flexible qualifying criteria for Columbia area residents.