Top 3 Mortgage Lenders in Coward

South State Bank has been serving the Pee Dee region of South Carolina for nearly 90 years and maintains a strong local presence in Florence County, which includes Coward. As one of the largest regional banks in South Carolina, they offer competitive mortgage rates and personalized service through local loan officers who understand the specific needs of rural communities like Coward. Their mortgage team has extensive experience with USDA rural development loans, which are particularly relevant for Coward residents. The bank consistently receives high marks for their responsive customer service and local decision-making capabilities.

First Reliance Bank has built a strong reputation throughout the Florence area with their "Hometown Service" approach to mortgage lending. They specifically serve the Coward community and surrounding areas with a focus on understanding local property values and community needs. Their mortgage specialists are known for taking extra time to educate first-time homebuyers and offering flexible underwriting for rural properties. The bank has received multiple awards for customer satisfaction and community involvement, making them a trusted local partner for mortgage needs in the Coward area.

Truist (formed from BB&T and SunTrust merger) has deep roots in South Carolina and maintains a significant presence in Florence County, actively serving the Coward community. Their local mortgage team has specialized knowledge of rural property financing and offers a comprehensive range of loan products. Truist is particularly noted for their digital mortgage experience combined with local underwriting expertise, providing Coward residents with both convenience and personalized service. They have strong relationships with local real estate professionals and consistently receive positive feedback for their efficient closing processes and competitive rate offerings.