Top 3 Mortgage Lenders in Effingham

As one of South Carolina's largest and most established credit unions, Founders Federal Credit Union has been serving the Effingham area for decades with exceptional mortgage services. They consistently receive top ratings for their competitive rates, personalized service, and deep community involvement. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in first-time homebuyer programs and VA loans. Members praise their responsive communication and ability to close loans efficiently.

This highly-rated local mortgage broker has built an outstanding reputation throughout the Pee Dee region, including Effingham. With over two decades of experience, their team specializes in finding the perfect loan products for each client's unique situation. They're particularly known for their expertise in USDA rural development loans and FHA financing, making them an excellent choice for Effingham homebuyers. Customers consistently praise their attention to detail, transparent communication, and ability to secure competitive rates.

While Movement Mortgage has grown into a national lender, they maintain strong roots in the Carolinas and have local loan officers specifically serving the Effingham area. They're renowned for their innovative technology platform and efficient closing process, often completing loans faster than industry standards. Their local team provides personalized service with the backing of a major lender's resources and competitive pricing. Movement receives consistently high marks for their digital mortgage experience and responsive customer support throughout the loan process.