Top 3 Mortgage Lenders in Fairfax

First Mortgage Direct is a highly-rated South Carolina-based mortgage lender with extensive experience serving rural communities like Fairfax. They specialize in USDA loans which are particularly beneficial for Fairfax homebuyers given the area's rural designation. With a 4.9-star rating across multiple review platforms, they're known for exceptional customer service, competitive rates, and expertise in government-backed loans. Their team has deep knowledge of South Carolina's mortgage landscape and provides personalized service throughout the loan process.

Movement Mortgage is a nationwide lender with strong presence in South Carolina and specifically serves the Fairfax area. Founded in 2008, they've built an excellent reputation for fast closing times and streamlined digital processes. With a 4.8-star rating from hundreds of reviews, they're particularly praised for their VA loan expertise and first-time homebuyer programs. Their local loan officers understand the Fairfax market and offer competitive rates with various loan options tailored to rural community needs.

South State Bank has deep roots in South Carolina with over 85 years of service to communities throughout the state, including Fairfax. As a regional bank with physical branches near Fairfax, they offer the advantage of local decision-making and personalized service. Their mortgage division maintains a 4.7-star rating for reliability and competitive pricing. They excel at construction loans and conventional mortgages, with experienced loan officers who understand the unique aspects of the Fairfax real estate market and surrounding Allendale County area.