Top 3 Mortgage Lenders in Irmo

Founders Federal Credit Union stands as one of South Carolina's most trusted mortgage lenders with deep roots in the Irmo community. With an exceptional 4.8 rating from nearly 200 reviews, they've built a reputation for personalized service and competitive rates. As a local credit union, they offer member-focused lending with lower fees and more flexible underwriting than many national banks. Their mortgage specialists provide comprehensive guidance through the entire home buying process, from pre-approval to closing. Founders' strong community presence and decades of experience serving the Columbia metropolitan area make them a top choice for Irmo homebuyers seeking reliable, local mortgage solutions.

Movement Mortgage has established itself as a powerhouse in the South Carolina mortgage market with a strong 4.7 rating from over 400 reviews. Though headquartered in Charlotte, they maintain a significant presence throughout the Columbia metro area, including Irmo. Known for their innovative "Upfront Underwriting" process that can provide certainty to buyers in competitive markets, Movement combines technology with personalized service. Their local loan officers have extensive knowledge of the Irmo housing market and specialize in making the mortgage process efficient and transparent. With competitive rates and a commitment to closing loans quickly, they're particularly popular with both first-time and repeat homebuyers in the Midlands region.

First Citizens Bank brings over a century of banking expertise to Irmo homebuyers with a solid 4.6 rating from hundreds of reviews. Their physical branch location in Irmo provides convenient local access for mortgage consultations and processing. As one of South Carolina's most established financial institutions, they offer stability and deep community knowledge that benefits local homebuyers. First Citizens provides a comprehensive range of mortgage products with competitive rates and personalized service from experienced loan officers who understand the specific dynamics of the Irmo real estate market. Their long-standing presence and commitment to customer satisfaction make them a reliable choice for traditional mortgage lending with local decision-making authority.