Top 3 Mortgage Lenders in Lake City

Conway National Bank stands as the premier local mortgage lender in Lake City with deep community roots spanning over a century. As a community bank with a physical branch in Lake City, they offer personalized service and local underwriting decisions. Their mortgage team specializes in rural and suburban home financing with exceptional knowledge of the Pee Dee region market. Customers consistently praise their responsive communication, competitive rates, and ability to close loans efficiently. Their long-standing presence and commitment to the local community make them the top choice for Lake City residents seeking a trusted mortgage partner.

South State Bank maintains a strong regional presence throughout the Pee Dee area with multiple branches serving Lake City residents. With nearly a century of banking experience, they offer comprehensive mortgage solutions backed by local decision-making authority. Their mortgage specialists are particularly noted for expertise in rural development loans and first-time homebuyer programs ideal for the Lake City market. The bank receives high marks for transparent processes, competitive rate offerings, and dedicated loan officers who guide customers through every step. Their Florence location provides convenient access while maintaining local market knowledge.

Founders Federal Credit Union serves multiple counties in the region including Florence County where Lake City is located. As one of South Carolina's largest credit unions, they offer highly competitive mortgage rates and exceptional member service. Their mortgage team specializes in helping members throughout the Pee Dee region with particular expertise in first-time homebuyer programs and VA loans. Members consistently praise their low closing costs, flexible terms, and personalized approach to mortgage lending. While based in Lancaster, they actively serve the Lake City area and have built a strong reputation for mortgage excellence across their service territory.