Top 3 Mortgage Lenders in Lockhart

SC Federal Credit Union is one of the most highly-rated mortgage lenders serving the Upstate South Carolina region, including Lockhart. With over 85 years of community banking experience, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage specialists provide comprehensive guidance through the entire home loan process, and they're particularly strong with first-time homebuyer programs and government-backed loans. As a member-owned financial institution, they prioritize customer satisfaction over profits, resulting in exceptional service reviews and long-term client relationships throughout Union County and surrounding areas.

PrimeLending's Spartanburg office serves the Lockhart area with exceptional mortgage services and consistently high customer satisfaction ratings. With over three decades of experience, they offer a comprehensive range of loan products and are particularly noted for their efficient processing and competitive rates. Their local mortgage experts provide personalized service with the backing of a national lender's resources. They excel at navigating complex loan scenarios and offer specialized programs for various buyer types, including rural development loans suitable for the Lockhart area. Their digital mortgage platform combined with local expertise makes the home financing process smooth and transparent.

New American Funding's Greenville office actively serves the Lockhart community with a strong focus on diverse lending programs and exceptional customer service. They're particularly recognized for their work with underserved communities and offer specialized programs like their "New American Dream" loan for buyers with non-traditional credit. Their local team provides personalized service with rapid turnaround times, and they maintain a strong commitment to minority homeownership. With a comprehensive digital platform and local expertise, they make the mortgage process accessible for rural homebuyers in the Lockhart area while offering competitive rates and flexible qualification criteria.