Top 3 Mortgage Lenders in Luray

Security Federal Bank is a highly-rated regional bank with deep roots in South Carolina's rural communities. While headquartered in Manning (approximately 15 miles from Luray), they specifically serve Clarendon County and surrounding areas with personalized mortgage services. Their local loan officers understand the unique rural property needs in the Luray area, including USDA rural development loans which are particularly relevant for this region. With over 65 years in business, they offer competitive rates and have built a strong reputation for community-focused lending with exceptional customer service ratings.

SC Federal Credit Union serves members across multiple counties including Clarendon County where Luray is located. They have consistently high ratings for mortgage lending with particular strength in first-time homebuyer programs and VA loans. Their digital mortgage application process is highly rated while maintaining personalized service. As a credit union, they often offer more competitive rates and lower fees than traditional banks. They have specific expertise with rural properties and offer special programs for South Carolina residents.

Movement Mortgage has a strong presence throughout South Carolina with local loan officers serving the Luray area. Founded in North Carolina, they've expanded throughout the Southeast with excellent customer satisfaction ratings. They specialize in quick closings (often within 30 days) and have particular expertise with rural properties common in the Luray region. Their local Sumter office provides personalized service while benefiting from the resources of a national lender. They receive high marks for communication throughout the loan process and competitive rate offerings.