Top 3 Mortgage Lenders in Modoc

SRP Federal Credit Union is one of the most highly-rated mortgage lenders serving the Modoc area through their Aiken location. With over 70 years of community banking experience, they offer personalized service and competitive rates. They specialize in first-time homebuyer programs and have extensive experience with USDA rural development loans, which are particularly relevant for the Modoc area. Their local presence and commitment to the Central Savannah River Area make them a top choice for Modoc residents seeking mortgage financing.

South State Bank has a strong regional presence throughout South Carolina and maintains a physical branch in nearby Aiken that serves the Modoc community. With nearly a century of banking experience, they offer a comprehensive range of mortgage products with competitive rates. Their local loan officers understand the unique aspects of rural property financing in the Modoc area. The bank receives high marks for customer service and has specialized programs for both conventional and government-backed loans suitable for the local market.

Movement Mortgage has built an excellent reputation throughout South Carolina with local loan officers specifically serving the Modoc and McCormick County area. While headquartered in Charlotte, they maintain a strong local presence with dedicated mortgage professionals who understand rural property financing. They are particularly noted for their efficient closing process and excellent customer service ratings. Movement specializes in all major loan types and has specific expertise in USDA loans that benefit Modoc area homebuyers in this rural community.