Top 3 Mortgage Lenders in Pawleys Island

South State Bank has deep roots in the Pawleys Island community with a physical branch location and extensive mortgage lending experience. As a regional bank with strong local presence, they offer personalized service and understand the unique coastal real estate market. Their mortgage team specializes in both primary residences and vacation/investment properties common to the area, with competitive rates and local underwriting decisions.

First Federal has been serving the Grand Strand area for decades with a dedicated Pawleys Island branch. They are particularly strong in construction lending and coastal property financing, offering specialized expertise for the barrier island market. Their local loan officers provide personalized service and understand the specific challenges of financing properties in flood zones and coastal communities.

NBSC has maintained a strong presence in Pawleys Island and the surrounding Lowcountry for over a century. Their mortgage team specializes in both primary residences and the vacation/rental properties common to the area. With local decision-making and extensive knowledge of coastal South Carolina real estate, they offer competitive rates and flexible loan programs tailored to the Pawleys Island market, including expertise with older historic properties and new construction.