Top 3 Mortgage Lenders in Prosperity

Newberry Mortgage is a highly-rated local mortgage broker serving Prosperity and the entire Newberry County area with exceptional personalized service. With over 15 years of experience, they specialize in helping rural and small-town homebuyers navigate the mortgage process. Their team has deep knowledge of USDA rural development loans which are particularly relevant for Prosperity residents. They maintain a 4.8-star rating across multiple review platforms with customers consistently praising their responsiveness, local expertise, and ability to close loans efficiently.

Chris Gantt with Movement Mortgage is one of the highest-rated mortgage professionals serving the Midlands region including Prosperity. Based in nearby Columbia, he brings over 12 years of experience with particular expertise in first-time homebuyer programs and government-backed loans. Movement Mortgage has a strong national presence with local processing capabilities, allowing for competitive rates and efficient closings. Chris maintains a 4.9-star rating with hundreds of positive reviews highlighting his educational approach, attention to detail, and commitment to making the mortgage process understandable for clients.

As South Carolina's largest state-chartered credit union, Palmetto Citizens has been serving communities including Prosperity for over six decades. They offer highly competitive mortgage rates to members and maintain a 4.7-star rating for their mortgage services. Their local branch network throughout the Midlands provides convenient in-person service, while their digital capabilities ensure a smooth application process. Members consistently praise their low closing costs, personalized service, and commitment to the local community. They have particular expertise with first-time homebuyer programs and offer special benefits for teachers, healthcare workers, and other community professionals.