Top 3 Mortgage Lenders in Ruby

Movement Mortgage has established itself as one of the top mortgage lenders serving the Ruby area with their Rock Hill location just 15 miles away. Chris Kyles maintains exceptional 4.9-star ratings across multiple platforms with nearly 200 reviews praising his responsiveness, expertise with rural properties, and competitive rates. The company specializes in serving first-time homebuyers and rural home purchases common in Chesterfield County, with particular expertise in USDA loans ideal for Ruby's location. Their streamlined process and local underwriting team ensure quick closings while maintaining personalized service.

South State Bank has deep roots in the Pee Dee region with their Cheraw branch located just 8 miles from Ruby. Jason Gardner and his team specialize in rural and small-town mortgages with extensive experience serving Chesterfield County residents. The bank maintains 4.8-star ratings for their mortgage department with particular praise for their construction loan expertise and personalized service. As a regional bank with local decision-making authority, they offer competitive rates and understand the unique aspects of rural property financing. Their long history and community banking approach make them a trusted choice for Ruby area homebuyers.

Academy Mortgage's Charlotte office actively serves the Ruby, SC area with Mark Stroup bringing nearly two decades of mortgage experience. With strong 4.7-star ratings across review platforms, Mark specializes in rural property financing and first-time homebuyer programs. The company is particularly noted for their expertise with USDA loans, which are ideal for the Ruby area, and their ability to close loans quickly with in-house processing. Despite being based in Charlotte, they have extensive experience serving the South Carolina border communities and maintain competitive rates that often beat local competitors while providing exceptional customer service and guidance throughout the mortgage process.