Top 3 Mortgage Lenders in Spartanburg

First Citizens Bank maintains a strong presence in Spartanburg with exceptional local mortgage services. As one of South Carolina's most established financial institutions, they offer personalized mortgage solutions with competitive rates. Their local loan officers have extensive knowledge of the Spartanburg housing market and provide dedicated service throughout the entire home buying process. Customers consistently praise their responsive communication, streamlined application process, and expertise with various loan programs including first-time homebuyer assistance.

Founders Federal Credit Union, headquartered in Spartanburg, has been serving the community for decades with exceptional mortgage services. They are particularly renowned for their competitive rates and member-focused approach. As a credit union, they often offer lower fees and more flexible underwriting than traditional banks. Their mortgage team provides comprehensive guidance through the entire home loan process, with special expertise in first-time homebuyer programs and local market knowledge that benefits Spartanburg residents specifically.

Guild Mortgage's Spartanburg branch has built an outstanding reputation for exceptional customer service and mortgage expertise. They are particularly praised for their wide range of loan products and ability to handle complex financing situations. The local team has deep knowledge of the Upstate South Carolina market and provides personalized service from application through closing. Customers frequently highlight their responsiveness, transparent communication, and ability to secure competitive rates even for borrowers with unique financial situations.