Top 3 Mortgage Lenders in USC

First Citizens Bank has been serving South Carolina communities for over a century and maintains a strong presence in the Columbia area near USC. As one of the largest regional banks in the Southeast, they offer comprehensive mortgage solutions with competitive rates and personalized service. Their local loan officers have extensive knowledge of the Columbia market and provide exceptional customer service, earning them consistently high ratings from homebuyers and homeowners throughout the region.

Founded in South Carolina and now serving nationwide, Movement Mortgage maintains a strong local presence in Columbia with dedicated loan officers serving the USC area. They are particularly renowned for their efficient processing and closing timelines, often completing loans in as little as 30 days. The company receives outstanding customer satisfaction ratings for their transparent communication, competitive rates, and expertise with various loan programs including first-time homebuyer assistance.

As one of South Carolina's largest credit unions, SC Federal has deep roots in the Columbia community and serves many USC faculty, staff, and students. They offer member-focused mortgage solutions with competitive rates and lower fees than many traditional banks. Their local mortgage specialists provide personalized guidance throughout the homebuying process, and their strong community presence ensures reliable, trustworthy service for Columbia area residents.