Top 3 Mortgage Lenders in Winnsboro

Movement Mortgage is a top-rated national lender with strong South Carolina roots, founded in Indian Land, SC. They consistently receive exceptional ratings for their streamlined process, competitive rates, and excellent customer service. As a direct lender, they control the entire mortgage process from application to closing, often offering faster turnaround times. Their local Columbia branch serves the Winnsboro area with specialized knowledge of Fairfield County's rural and suburban housing markets, including USDA loans perfect for the area.

As one of South Carolina's largest credit unions, SC Federal has been serving members across the state for over eight decades. They maintain excellent ratings for their member-focused approach, competitive rates, and personalized service. Their mortgage team specializes in helping buyers throughout the Midlands region, including Winnsboro, with particular expertise in first-time homebuyer programs and VA loans. Their not-for-profit structure often results in lower fees and better terms for qualified borrowers.

Mortgage Solutions of Columbia is a highly-rated local mortgage brokerage with deep roots in the Midlands community. They excel at finding the best loan products from multiple lenders to match individual borrower needs. With over two decades of experience, they've built a strong reputation for exceptional customer service and navigating complex financing situations. Their expertise in rural housing loans makes them particularly well-suited for serving Winnsboro and Fairfield County residents, offering personalized guidance through the entire homebuying process.