Top 3 Mortgage Lenders in Woodruff

Palmetto Citizens Federal Credit Union is one of South Carolina's most respected mortgage lenders with deep roots in the Upstate region. Serving Woodruff residents through their Spartanburg location, they offer personalized service and competitive rates with a strong focus on community lending. Their mortgage specialists provide comprehensive guidance through the entire home financing process, with particular expertise in first-time homebuyer programs and VA loans. Members consistently praise their responsive service, transparent communication, and local decision-making authority.

South State Bank has been serving the Woodruff area for decades with a strong regional presence throughout South Carolina. Their mortgage team offers local underwriting and decision-making with the resources of a major regional bank. They excel in construction lending and renovation loans, making them ideal for buyers looking to build or improve properties in the Woodruff area. Customers consistently report smooth closing processes and competitive rate options, with many noting the bank's deep understanding of local market conditions.

Movement Mortgage, founded in South Carolina, has become one of the nation's top mortgage lenders while maintaining strong local service in communities like Woodruff. Their local loan officers live and work in the Upstate region, providing expert guidance with the backing of a major national lender. They're particularly noted for their efficient processing times and innovative digital mortgage experience. Movement receives high marks for their community involvement and specialized programs for teachers, healthcare workers, and other local professionals serving the Woodruff area.