Top 3 Mortgage Lenders in Allen

Allen Area Credit Union stands as the premier local financial institution serving the Allen community directly. With deep roots dating back to 1949, this member-owned credit union offers personalized mortgage services with exceptional local knowledge. Their mortgage specialists provide one-on-one guidance through the entire home financing process, offering competitive rates and flexible terms. As a community-focused institution, they understand the unique needs of rural South Dakota homebuyers and offer specialized USDA rural development loans perfect for the Allen area.

First Premier Bank is a well-established South Dakota-based bank with a strong statewide presence that serves the Allen area. With over three decades of banking experience, they offer comprehensive mortgage solutions with the convenience of local decision-making. Their mortgage team provides competitive rates and various loan programs tailored to South Dakota residents. The bank's commitment to community banking combined with robust digital capabilities makes them an excellent choice for Allen homebuyers seeking both personal service and modern convenience.

Wells Fargo provides extensive mortgage services throughout South Dakota, including the Allen area, leveraging their national scale with local market expertise. With physical branches across the state and dedicated mortgage consultants familiar with South Dakota's rural housing markets, they offer a wide range of loan products including USDA loans ideal for Allen's rural character. Their digital mortgage application process streamlines the experience while maintaining access to local professionals who understand the specific needs of homebuyers in the region.