Top 3 Mortgage Lenders in Amherst

First Bank & Trust is a highly-rated regional financial institution with strong presence in eastern South Dakota. With multiple locations throughout the region, they have extensive experience serving rural communities like Amherst. Their mortgage team offers personalized service with local decision-making, competitive rates, and expertise in agricultural and rural property financing. They consistently receive excellent customer reviews for their responsive service and knowledge of local market conditions.

Dacotah Bank has built a strong reputation across eastern South Dakota with deep roots in agricultural communities. They specialize in rural and small-town mortgage lending with expertise in properties similar to those in the Amherst area. Their local loan officers understand the unique needs of South Dakota homeowners and offer competitive rates with flexible terms. Customers consistently praise their knowledgeable staff and efficient loan processing.

Home Federal Bank maintains a strong presence throughout eastern South Dakota with specialized mortgage services for rural communities. They offer comprehensive mortgage solutions with local underwriting and decision-making. Their experienced loan officers are well-versed in South Dakota property types and provide personalized guidance through the entire mortgage process. The bank receives consistently high marks for customer service and competitive loan products tailored to local market needs.