Top 3 Mortgage Lenders in Black Hawk

Black Hills Federal Credit Union is a highly-rated local lender deeply embedded in the Black Hills community, serving Black Hawk and surrounding areas since 1941. Known for exceptional customer service and competitive rates, BHFCU offers a full range of mortgage products with personalized guidance. Their long-standing reputation, 4.8-star rating from hundreds of reviews, and commitment to member satisfaction make them a top choice for homebuyers seeking reliable, local expertise with the convenience of digital tools and in-person support.

First Interstate Bank is a trusted regional bank with a strong presence in the Rapid City area, including service to Black Hawk residents. With over a century of experience, they provide comprehensive mortgage solutions backed by local decision-making and competitive rates. Their 4.4-star rating reflects consistent customer satisfaction, and they excel in offering flexible loan options with dedicated loan officers who understand the local market dynamics and provide personalized service throughout the home buying process.

Guaranteed Rate is a top-rated national mortgage lender with a strong track record of serving South Dakota communities, including Black Hawk. Founded in 2000, they combine digital efficiency with local expertise, offering competitive rates and a wide array of loan products. Their 4.7-star rating and hundreds of reviews highlight fast closings, transparent processes, and excellent customer support. As a leader in online mortgage innovation, they provide a seamless experience while maintaining personalized service through local loan officers familiar with the Black Hills region.