Top 3 Mortgage Lenders in Chancellor

First National Bank Sioux Falls is one of South Dakota's most established and highly-rated mortgage lenders with over 135 years of banking experience. They maintain a strong presence throughout eastern South Dakota and specifically serve the Chancellor area with personalized mortgage solutions. Their local underwriting and decision-making process allows for quick closings and competitive rates. Customers consistently praise their knowledgeable loan officers, transparent communication, and commitment to community banking values. They offer a comprehensive range of loan products including USDA loans which are particularly relevant for rural areas like Chancellor.

Tower Loan has been serving South Dakota communities for decades with multiple branches throughout the state, including their Mitchell location that serves the Chancellor area. They specialize in providing mortgage solutions to rural communities and have extensive experience with properties in smaller towns. Their local loan officers understand the unique aspects of South Dakota real estate and offer personalized service with competitive rates. Customers highlight their straightforward application process, flexible terms, and commitment to helping borrowers achieve homeownership. They're particularly noted for their excellent customer service and willingness to work with various financial situations.

Plains Commerce Bank has built a strong reputation across South Dakota for their expertise in rural and agricultural lending, making them an excellent choice for Chancellor area homebuyers. They understand the unique needs of smaller communities and offer specialized loan programs including USDA rural development loans. Their experienced mortgage team provides local decision-making and personalized service throughout the entire loan process. Customers consistently rate them highly for their responsiveness, competitive rates, and knowledge of South Dakota's housing market. They're particularly strong in construction lending and financing for properties with acreage.