Top 3 Mortgage Lenders in Columbia

First Bank & Trust is a highly-rated regional financial institution with strong presence throughout eastern South Dakota. While based in Brookings (approximately 30 minutes from Columbia), they actively serve the entire Brookings County area including Columbia. They maintain exceptional customer satisfaction ratings with personalized mortgage services, competitive rates, and deep community involvement. Their mortgage specialists have extensive experience with rural and agricultural property financing, making them particularly well-suited for Columbia area residents.

Plains Commerce Bank has established itself as one of South Dakota's premier mortgage lenders with specialized expertise in rural and agricultural communities. They serve clients throughout eastern South Dakota including Columbia, with particular strength in construction loans and agricultural property financing. Their local loan officers understand the unique needs of Columbia area homeowners and offer highly competitive rates with exceptional customer service ratings across multiple review platforms.

As one of the nation's largest mortgage lenders with strong South Dakota presence, Wells Fargo provides comprehensive mortgage services to Columbia residents through their Sioux Falls branch network. They offer competitive rates, extensive loan programs including specialized options for rural properties, and have decades of experience serving South Dakota communities. Their local mortgage consultants provide personalized service with the backing of national resources, making them a reliable choice for Columbia area home financing needs.